Workforce Benefits Access

Life Insurance for Self-Employed Workers

Life insurance and protection planning options for self-employed professionals, independent contractors, families, and business owners.

Built for self-employed professionals, contractors, families, and business owners

Use this page as an educational guide and then continue into the Workforce Benefits Access routing engine.

Benefits overview

Workforce Benefits Access helps self-employed professionals, contractors, families, and business owners review benefit categories and choose the right routing path.

Common options

Health coverage, bridge coverage, telehealth, dental, vision, life insurance, disability, financial wellness, and retirement planning.

Next step

Use the benefits builder or request a benefits review to be routed toward the most relevant path.

Next step

Find the right benefits path

Select the benefits you need and get routed toward the most relevant option.

Start Benefits Builder

Frequently Asked Questions

Clear answers for workers, contractors, employers, and benefit seekers.

What is life insurance for self-employed workers?

This page explains benefit access options for self-employed professionals, contractors, families, and business owners, including health, protection, financial wellness, and related resources.

Is Workforce Benefits Access an insurance carrier?

No. Workforce Benefits Access is a private benefits access platform and routing resource, not an insurance carrier or government marketplace.

Do options vary by state and eligibility?

Yes. Availability depends on state, provider, eligibility, underwriting, enrollment timing, and program rules.