Health coverage
Major medical, alternative health access, and supplemental approaches.
Designed for America’s independent workforce
Healthcare made simple for independent workers.
Self-employed, 1099, freelance, gig work, or running a small business? Start with clear resources, complete a quick Benefits Check, and move to the right next step without the usual confusion.
✓ About 60 seconds✓ No obligation✓ Personalized next step
A smoother starting point
Understand first. Choose confidently.
Workforce Benefits Access gives independent workers and small businesses a clear place to begin. Explore helpful resources, recognize the options that fit your situation, then continue through a simple guided path.
No pressure, no complicated forms, and no need to understand insurance language before you start.
Benefits Resource Center
Explore your benefits before you continue.
Start with plain-language information built around how you work and what you may need.
Healthcare
Health coverage
Understand healthcare options when employer-sponsored benefits are not available.
Explore healthcare → Independent work1099 and self-employed benefits
Portable benefit options for contractors, freelancers, and gig workers.
Explore benefits → Everyday careTelehealth
Learn how virtual care may provide convenient access for common healthcare needs.
Explore telehealth → ProtectionLife and income protection
Protect the people and responsibilities that depend on your income.
Explore protection → Long-term planningFinancial wellness
Build a stronger foundation when you are responsible for your own benefits.
Explore planning → Personalized path60-second Benefits Check
Answer three simple questions and receive a recommended next step.
Start my check →Built for today’s workforce
Made for people who work differently.
Visitors should immediately recognize themselves and know they are in the right place.
Self-employed professionals1099 contractorsFreelancersConsultantsGig workersReal estate professionalsInsurance professionalsTruck driversConstruction contractorsHome service businessesCreatorsSmall business owners
For employers who don’t offer benefits
Give your workforce a place to start.
If your team includes 1099 contractors, part-time staff, home health aides, or anyone without access to employer-sponsored coverage, Workforce Benefits Access gives them a free, no-pressure place to explore health, dental, vision, telehealth, and other options — in about 60 seconds.
✓ Free for your workforce✓ No cost to your business✓ Nothing for you to administer
Share this resource
Help your team find coverage options.
Copy the link to post at your worksite or in a team message, or download a printable flyer to hand out at your next shift or crew meeting.
Download printable flyerSharing this resource creates no employer obligation, cost, or enrollment responsibility.For businesses with 5 or more employees
Looking to offer affordable healthcare or reduce benefit costs?
Small business owners can receive a free, in-depth analysis designed to identify potential healthcare savings, cost-reduction opportunities, and workforce benefit strategies.
✓ Free in-depth analysis✓ Built for 5+ employees✓ Explore cost-reduction opportunities
Business Benefits Analysis
See where your business may be able to save.
Complete the DREAMS Score assessment to begin your personalized review.
Start My Free Business AnalysisYou will continue to Dreams Business Group for the assessment.60-second Benefits Check
Let’s find your best next step.
Answer three simple questions. Your selections stay in this browser and help create a personalized benefits roadmap.
About youBenefitsTimingNext step
Step 1 of 3
What best describes you?
Step 2 of 3
What benefits are you trying to understand?
Select all that apply.
Step 3 of 3
When do you expect to take the next step?
Your benefits checklist
Understand the categories before you enroll.
Workforce Benefits Access is designed to help you organize the conversation—not pressure you into a single product.
Dental & vision
Everyday benefits that can be important even without traditional employer coverage.
Telehealth
Convenient access for common care needs, depending on provider terms and availability.
Life & protection
Resources that may help protect households, income, or business continuity.
Prescription savings
Programs that may help reduce out-of-pocket medication costs.
Retirement planning
Starting points for workers who are responsible for building their own long-term plan.
Our role
We help you begin. Providers handle products and enrollment.
Workforce Benefits Access is an independent educational and navigation resource. We do not replace insurance carriers, licensed professionals, employers, plan administrators, or enrollment platforms.
When you continue to Everyday Health Access or another third-party resource, that provider’s eligibility rules, terms, privacy practices, product availability, and licensing requirements apply.
Ready to see your benefits options?
Complete the 60-second Benefits Check, review your personalized roadmap, and continue when you are ready.
Start My Benefits Check