Self-employed, 1099, freelance, gig work, or running a small business? Start with clear resources, complete a quick Benefits Check, and move to the right next step without the usual confusion.
Workforce Benefits Access gives independent workers and small businesses a clear place to begin. Explore helpful resources, recognize the options that fit your situation, then continue through a simple guided path.
No pressure, no complicated forms, and no need to understand insurance language before you start.
Start with plain-language information built around how you work and what you may need.
Understand healthcare options when employer-sponsored benefits are not available.
Explore healthcare → Independent workPortable benefit options for contractors, freelancers, and gig workers.
Explore benefits → Everyday careLearn how virtual care may provide convenient access for common healthcare needs.
Explore telehealth → ProtectionProtect the people and responsibilities that depend on your income.
Explore protection → Long-term planningBuild a stronger foundation when you are responsible for your own benefits.
Explore planning → Personalized pathAnswer three simple questions and receive a recommended next step.
Start my check →Workforce Benefits Access helps you navigate broader benefits options. If you are a freelancer, gig worker, 1099 contractor, consultant, entrepreneur, or small business owner looking for an independent-worker membership resource, explore JoinTheAFE.com.
Visitors should immediately recognize themselves and know they are in the right place.
If your team includes 1099 contractors, part-time staff, home health aides, or anyone without access to employer-sponsored coverage, Workforce Benefits Access gives them a free, no-pressure place to explore health, dental, vision, telehealth, and other options — in about 60 seconds.
Copy the link to post at your worksite or in a team message, or download a printable flyer to hand out at your next shift or crew meeting.
Download Healthcare Workforce FlyerSmall business owners can receive a free, broader business analysis that can include benefits, cost reduction, payroll, tax, funding, and other operating opportunities.
Complete the DREAMS Score assessment to begin a broader business review that can include workforce benefits and other operating opportunities.
Start My Free Business AnalysisYou will continue to Dreams Business Group for the assessment.Answer three simple questions. Your selections stay in this browser and help create a personalized benefits roadmap.
This helps keep employer and staffing recommendations aligned with the size and structure of your workforce.
Select all that apply.
Workforce Benefits Access is designed to help you organize the conversation—not pressure you into a single product.
Major medical, alternative health access, and supplemental approaches.
Everyday benefits that can be important even without traditional employer coverage.
Convenient access for common care needs, depending on provider terms and availability.
Resources that may help protect households, income, or business continuity.
Programs that may help reduce out-of-pocket medication costs.
Starting points for workers who are responsible for building their own long-term plan.
Workforce Benefits Access is an independent educational and navigation resource. We do not replace insurance carriers, licensed professionals, employers, plan administrators, or enrollment platforms.
When you continue to a separate ecosystem or third-party resource—such as Everyday Health Access for health-access navigation, JoinTheAFE.com for independent-worker membership resources, or Alan Bush 360 for protection planning—that destination has its own privacy practices, provider relationships, eligibility rules, terms, and availability.
Complete the 60-second Benefits Check, review your personalized roadmap, and continue when you are ready.
Start My Benefits Check