Workforce Benefits Access

Retirement Planning for Independent Contractors

Retirement planning, annuities, rollovers, life insurance, and wealth protection options for independent contractors and self-employed professionals.

Built for independent contractors, self-employed professionals, and business owners

Use this page as an educational guide and then continue into the Workforce Benefits Access routing engine.

Benefits overview

Workforce Benefits Access helps independent contractors, self-employed professionals, and business owners review benefit categories and choose the right routing path.

Common options

Health coverage, bridge coverage, telehealth, dental, vision, life insurance, disability, financial wellness, and retirement planning.

Next step

Use the benefits builder or request a benefits review to be routed toward the most relevant path.

Next step

Find the right benefits path

Select the benefits you need and get routed toward the most relevant option.

Start Benefits Builder

Frequently Asked Questions

Clear answers for workers, contractors, employers, and benefit seekers.

What is retirement planning for independent contractors?

This page explains benefit access options for independent contractors, self-employed professionals, and business owners, including health, protection, financial wellness, and related resources.

Is Workforce Benefits Access an insurance carrier?

No. Workforce Benefits Access is a private benefits access platform and routing resource, not an insurance carrier or government marketplace.

Do options vary by state and eligibility?

Yes. Availability depends on state, provider, eligibility, underwriting, enrollment timing, and program rules.